Humm Finance

You’ll have full access to a unique Humm Finance account via an online self-serve portal. You can even pay off your Humm Finance purchase early without any additional fees or charges. Apply for Humm Finance online or ask in-store and enjoy a no fuss application process and receive a credit decision in minutes!

You must meet the following criteria:

• PPS number
• Be at least 18 years of age.
• Be an Irish citizen or permanent resident of Ireland.
• Earn a minimum taxable income of €21,000 per year.
• Have a current credit / debit card.
• Have a good credit history.

Humm may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application. Documentation can be photographed or scanned and uploaded via the Humm website. Once all documentation is supplied you will receive a credit decision within minutes and once you are approved National Tile will be notified and your order can be completed.

Once approved you will have access to your own online humm customer portal. This will allow you to self-serve your account. You can update and/or amend details, make additional payments, change payment date and more. There are no penalties when you make extra payments or pay in full before end of term.

All fees are itemised on your payment schedule so you know exactly how much you are paying. If you miss a scheduled payment you will incur a fee of €9 per missed payment. Your application fee or upfront payment, is processed using the card details provided at time of purchase. For information and full terms and conditions visit www.shophumm.com.